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Why Did My Credit Score Drop?...
Summary Your credit score reflects your financial health. Common reasons for a drop include: Missed Payments: Late or missed payments hurt your score the most.High Credit Use: Using over 30% of your credit limit can lower your score.Short Credit History: The longer you manage credit, the better.Frequent New Applications: Applying for too many credit accounts
Lenders use Gift City route to...
Axis Bank consolidated its international business, including corporate and financial institution loan assets at Gift City unit. | Photo Credit: Elke Scholiers Large Indian lenders are increasingly turning towards Gujarat’s Gift City to tap overseas clients banking needs, senior bankers say, with some banks even choosing to shut some of their foreign country branches due
Pawn lender FirstCash to pay $9...
For more than a decade, pawn operator FirstCash failed to comply with the Military Lending Act and has agreed to pay a $4 million penalty to the Consumer Financial Protection Bureau and $5 million for overcharging service members on more than 45,000 small-dollar loans. The surprise settlement, announced by the CFPB late Friday, harkens back
The Role of Wealth Management in...
Union Bank February 27, 2024 Effectively integrating all aspects of your financial picture—from retirement goals to philanthropic wishes—into your estate planning process isn’t always easy. This is especially true when you have accounts and investments at multiple financial institutions, as well as real estate and other assets. Wealth management is an integral part of successful
A benchmark global carbon price to...
Mike Knight In this post, I argue that, to strengthen climate risk metrics, the pricing of carbon should be transparent and consistent. I suggest that lessons can be learned from existing commodities and interest rate markets in the role a benchmark price (for carbon) could play to provide that transparency and consistency. Further, I propose
This was the moment Charles became...
Indeed today did have special meaning. While the origins may have been from American politics, the reality is Canada does have a unique personality that is based on the British parliamentary system, whereas American is more akin to the French republic. Republics are driven by personality, while Canada and the British parliamentarian system is
16 Regrets and 3 Worthwhile Splurges
Summary Planning a wedding is exciting but costly, and reflecting on our experience, we share lessons learned about budgeting wisely, avoiding unnecessary expenses, and prioritizing what truly enhances the celebration of love. Planning weddings is a whirlwind of excitement, decisions, and, of course, expenses. It’s easy to get caught up in the desire to create
SEBI engaging with YouTube, Telegram to...
Meta has mandated its advertisers to verify before posting advertisements for all securities and investment-related ads on its platforms from July 31. | Photo Credit: KSL The Securities and Exchange Board of India (SEBI) is engaging with media platforms, such as Telegram and YouTube, along with Meta, to curb the activities of unregistered investment advisors
Huntington eyes Texas growth with $1.9B...
UPDATE: This article includes comments from Commerce Street Capital President and CEO Dory Wiley, who advised Huntington on the Veritex deal. Seeking to accelerate a Texas expansion that began last year, Huntington Bancshares said Monday that it will acquire the $12.6 billion-asset Veritex Holdings for $1.9 billion in stock. The deal is Huntington’s first since
Separating Mortgage Fact from Fiction in...
Embarking on the journey to homeownership can be both exciting and overwhelming, especially when you’re surrounded by a plethora of myths and misconceptions. As a first-time homebuyer, you might have heard that renting is more affordable than owning, or that a flawless credit score is essential. But how accurate are these claims? In this guide,
